Private Placement Program (PPP) is an exclusive, structured investment and financing mechanism primarily used by wealthy individuals and institutions to raise or generate significant capital through the trading of high-value financial instruments, such as Medium-Term Notes (MTNs), at a discount to their face value. These programs operate outside public markets, requiring participants to be accredited investors with substantial funds and to meet strict financial qualifications. The core concept involves licensed traders acquiring these bank instruments and reselling them at higher prices in the secondary market, with the price difference representing the profit.